Discover the allure of this ideally situated home in a HIGHLY SOUGHT AFTER NEIGHBORHOOD, where the freedom of no HOA constraints allows you to live your best ISLAND LIFE! Spanning nearly 1,400 square feet, this 3-bedroom, 2-bathroom gem offers a canvas awaiting your personal touch. Step inside to find a seamless blend of classic and updated elements. The home boasts beautifully refinished original wood floors that evoke a sense of warmth and charm. Freshly painted walls, new carpets in the bedrooms, new granite countertops and new kitchen sink help enhance this home. The heart of the home, the kitchen, has been thoughtfully opened up to the family room, creating an airy, open-plan living space. Outside, the natural yard is a private oasis, dotted with mature fruit trees—perfect for gardening enthusiasts and those who love outdoor living. LOCATION IS KEY, and this home is conveniently situated on one of the HIGHEST POINTS on the island, close to Historic Downtown Fernandina Beach, pristine beaches, Egan’s Creek, and Fort Clinch, putting recreation and relaxation at your doorstep. For those considering a larger property or investment opportunity, the adjacent lot is also available for purchase (see MLS #108278). SELLER FINANCING IS AVAILABLE, making this an excellent opportunity for a variety of buyers. Whether you’re a first-time homeowner, looking to downsize, or seeking a fantastic investment, this property checks all the boxes. Don’t miss out—come and see why this home is a perfect choice for those dreaming of a laid-back lifestyle combined with convenience and charm. Schedule your tour today!